Common Tactics Insurance Companies Use to Deny Valid Claims
Insurance is meant to protect against the unknown, whether it is in the form of a car accident, theft, or natural disaster. While it is a vital mechanism to protect your interests, it is not a perfect one. Unfortunately insurance companies use many tricks and tactics to deny what may be valid claims from their clients. These are a few common tactics that insurance companies may try to employ against you:
Recorded Statements
Insurance companies devote significant time and resources to training their claims examiners. They know how to ask questions and manipulate conversations in ways that will allow them to misconstrue your statement or take it out of context to use against you later on. This allows them to deny what would be a valid claim.
Medical Examinations
Whether it is with your treating physician or personnel selected and paid for by your insurance company, claim examiners often limit the their questions to prevent the entire scope of your injury from being brought to light.
Delays
When you file a claim, you’ve already experienced an event that leaves you injured, either physically, financially, or both. Rather than coming to your aid in a timely manner, a common insurance tactic is to continually extend and delay the timeline of your claim, costing you time and money. The insurance company may even wait until you are forced to pursue legal action before entering into earnest negotiations with you.
When you have a valid claim with your insurance company, they owe it to you to honor their obligation just as you have. Call Neinstein & Associates at (647) 800-2219 to discuss your case with an experienced lawyer, whether you need assistance with disability benefits, accident benefits, or any other tort claim.
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